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谈论银行服务 Bank services

所属分类:存款取款语音:美音难度:初级
A
Which service offered by your bank do you use most?

B
I use several services. Of course, I deposit and withdraw money quite often. I often use my ATM card to take money out of my current account. I use my bank to exchange money from one currency to another. I often travel abroad, you see.

A
Do you ever ask you bank for traveller’s cheques? They are much safer than carrying lots of cash around.

B
I sometimes use traveller’s cheques, but sometimes I travel to countries where they are hard to exchange for cash.

A
Do you use your bank to pay your utility bills? I use direct debit.

B
Yes, I do. It save me a lot of time. I also have standing orders for my subscriptions to magazines.

A
That’s good idea. You don’t need to worry about missing an issue of a magazine if you do that. I suppose you have a mortgage too.

B
Yes. My bank offers very good terms and conditions on mortgage. There’s a lot of competition between banks nowadays. Each one is trying to offer better conditions and services than the others.

A
I have a deposit account with my bank. There are some restrictions on withdrawing money, but the interest rate is much higher.

B
I don’t have one. I prefer to buy shares. My bank also provides a share trading service. It’s cheap and easy to use.

A
That’s great. But I prefer to put my money somewhere where the returns are more certain.

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